Personalized limit
Your limit is scored across income, employment, repayment history and affordability — not a one-size-fits-all number.
Haraka • Salama • Inakuwezesha
Your Dreams.
Your Dreams.
Our Priority.
Flexible financing designed for Tanzanians, with personalized loan limits and a simple digital application experience.
TZS 1,500,000 – TZS 100,000,000
- Transparent 10% processing fee
- Track every stage live
- Payment never guarantees approval
Check your loan limit
Enter an amount to preview costs. Your personalized limit is calculated after you apply.
Secure application · Eligibility is not approval · Fee 10%.
Transparent feesSee every cost before you accept terms.
Live trackingFollow each stage from your dashboard.
Protected dataNIN encrypted and masked everywhere.
Personalized limitsScored on your real affordability.
Loan limit
Know your number before you commit
Your eligible limit is calculated from income, employment, application history and repayment profile — then a human-readable breakdown shows you exactly why.
Personalized · TZS
Your limit, your terms
Limits range up to the global maximum. Nothing is guaranteed until final review.
TZS 1.5M – TZS 100M
- 1Create your account and complete your profile.
- 2We evaluate income, employment and affordability.
- 3You receive an eligible limit with a clear breakdown.
Secure · encrypted · no obligation
Why Tanzania Loans
Built for speed, clarity and trust
Every number you see — limit, fee, repayment — is calculated from transparent, admin-configured rules.
Clear costs up front
See the processing fee, repayment schedule and total payable before you accept any terms.
Live application tracking
Follow submitted → reviewed → fee → approved → disbursed with timestamps at every stage.
How it works
Four steps from application to funds
1
Create your account & profile
Provide personal, next-of-kin and employment details. Sensitive identifiers are encrypted at rest.
2
Apply and get your eligibility result
Our limit engine scores your application and shows your eligible amount before you continue.
3
Review terms & complete verification
Accept terms only if you agree, then pay the processing fee using the instructions provided.
4
Receive your decision & disbursement
After verification and final review, approved loans are disbursed and a repayment schedule is activated.
Loan products
Financing for the moments that matter
Choose a product, then personalize your amount and period during the application.
Personal Loan
Flexible funds for life events and personal goals.
TZS 1.5M – TZS 20M
- Apply fully online
- Transparent processing fee
- Clear monthly schedule
- No hidden charges
- Default period: 6 month(s)
Business Loan
Working capital for growing businesses.
TZS 3M – TZS 100M
- Sized to your cash flow
- Fast digital application
- Dedicated review team
- Flexible purpose use
- Default period: 12 month(s)
Security & trust
Built to protect your money and data
Bank-grade practices applied across every screen — no shortcuts.
Encrypted identities
NIN and sensitive identifiers are encrypted at rest and masked everywhere they appear.
Verified payments
Processing-fee payments are verified before they count — a reference alone never confirms payment.
Audited actions
Every application event is timestamped and auditable, from submission to disbursement.
FAQs
Common questions, straight answers
How much can I borrow?
Eligible limits currently run from TZS 1,500,000 to TZS 100,000,000 depending on your assessed score, income and repayment history. Your personal limit is shown in your dashboard after you complete your profile.
What documents do I need?
You will need a valid National ID (NIN), proof of income (payslip, bank statement or business records) and your contact details. Additional documents may be requested during review.
Is there a processing fee?
Yes. A processing fee of 20% applies once terms are issued and you choose to proceed. Paying the fee does not guarantee approval or disbursement — final decision always follows credit assessment.
How long does approval take?
Simple applications can be reviewed quickly, but many cases require manual verification of income and documents. You will see live status updates in your dashboard at every stage.
When do I receive funds?
After final approval and (where required) fee verification, disbursement is initiated to your mobile money or bank account. You will receive the disbursement reference in your dashboard and by notification.
What if I repay late?
Late installments attract late fees per your loan agreement and may affect future eligibility. Contact support early if you anticipate difficulty — restructuring options may be available.
Ready when you are
Know your limit in minutes
Create an account, complete your profile, and see a personalized eligibility result — with no obligation until you choose to accept terms.
Payment of any fee does not guarantee loan approval.