Privacy Policy

This Privacy Policy explains how Tanzania Loans ("we", "us") collects, uses, stores and shares your personal data.

Data we collect

Identity data: name, date of birth, gender, NIN (encrypted at rest)
Contact data: phone number, email, physical address
Financial data: income, expenses, employment details, bank / mobile money identifiers
Application data: loan applications, documents you upload, consents
Technical data: IP address, device and usage logs for security

How we use it

To assess eligibility and calculate loan limits
To process applications, disbursements and repayments
To prevent fraud and meet regulatory obligations
To send service notifications about your application or loan

Sharing

We share data only with service providers needed to operate the Service (payment, SMS, hosting) and with regulators where legally required. We do not sell your data.

Retention & security

We retain data for as long as needed for the purposes above and legal requirements. Sensitive fields such as NIN are encrypted at rest.

Your rights

You may request access, correction or deletion of your personal data by contacting support@tzloans.local, subject to legal retention requirements.